The 2004-S Florida Silver States Quarter Dollar is worth anywhere from $5 in lightly circulated condition to over $20 or more in pristine proof grades — and certified specimens in top condition can push even higher. If you stumbled across one of these coins in a collection or old box, you’re in the right place to find out what you’ve got.
What Makes the 2004-S Florida Silver Quarter Different
Not all 2004 Florida quarters are created equal. The “S” mintmark on this coin tells you it was struck at the San Francisco Mint — and that alone sets it apart from the billions of regular quarters made for everyday pocket change. But the real story is the word “Silver.” The United States Mint produced a special Silver Proof version of the State Quarters series each year, and the 2004-S Florida Silver quarter is one of them. These coins are made from 90% silver and 10% copper, giving them real precious metal value beyond just their face value.
If you’re not sure whether your coin is the silver version or a standard clad proof, the easiest giveaway is the edge. A silver quarter has a solid silver edge with no copper stripe. You can also use the best coin identifier app to scan your coin and confirm its type right away — no guesswork needed.
These coins were sold directly to collectors in proof sets, not released into circulation, so most examples you find today are still in excellent condition. That’s good news if you’re hoping yours is worth a pretty penny.
How Much Is the 2004-S Florida Silver Quarter Worth Today
The value depends on the grade and whether the coin has been certified. Here’s a general breakdown of what the market typically looks like:
| Grade | Estimated Value |
|---|---|
| PR 65 (Proof) | $5 – $8 |
| PR 67 (Proof) | $8 – $12 |
| PR 69 Deep Cameo | $15 – $25 |
| PR 70 Deep Cameo | $30 – $60+ |
The silver melt value also plays a role. With silver hovering around current spot prices, even a well-worn specimen has intrinsic metal value. You can look up up-to-date States Quarter price data across grades and mintmarks to compare similar coins in the series and get a clearer picture of what the market is doing right now.
How to Grade and Identify Your 2004-S Florida Silver Quarter
Grading a proof coin is a little different from grading a regular circulation coin. Proof coins are judged on the sharpness of their cameo contrast — that frosty, raised design against a mirror-like background. The deeper and more distinct that contrast, the higher the grade and the higher the value.
Look for any hairline scratches or handling marks on the coin’s fields (the flat areas). Even the tiniest mark from improper storage can drop a coin from a PR 70 to a PR 69, which could mean a $20 or $30 difference in value. Always handle these coins by the edges only, and keep them in their original plastic flip or proof case if you have it.
If you want a quick and easy first assessment, CoinHix is a great tool to start with. The CoinHix app lets you photograph your coin and get instant grade estimates and value comparisons based on real market sales — handy when you want to know if sending it off to a grading service is even worth the cost.
Where to Sell or Get More Value From This Coin
Once you know what you have, your options are wide open. Certified coins (those slabbed by PCGS or NGC) typically command higher prices on platforms like eBay or at coin shows. Raw, ungraded coins can still sell well if marketed correctly — just be honest about condition.
For a deeper look at what your 2004 quarter is worth based on current collector demand, it’s worth spending a few minutes reviewing recent sales data before listing anything. Pricing yourself too low is the most common mistake first-time sellers make.
Also consider that Silver Proof Sets containing the Florida quarter and its four sister coins from 2004 sometimes sell for more as a complete set than individually. If you have the full set in the original U.S. Mint packaging, keep it together — it could be worth more that way.
For ongoing tracking of your coin’s value, CoinHix makes it easy to save your collection and monitor price changes over time, so you always know when it’s the right moment to sell.
FAQ
Q: How many 2004-S Florida Silver Quarters were minted?
A: The San Francisco Mint produced approximately 1.8 million silver proof versions of the 2004 Florida quarter. They were sold as part of the Silver Proof Set and were never intended for general circulation, which is why most are still found in excellent condition today.
Q: Is the 2004-S Florida quarter worth more than face value for its silver alone?
A: Yes. Since these coins are 90% silver, they contain roughly 0.1808 troy ounces of silver. At current silver prices, that gives even a worn example meaningful metal value — usually well above the 25-cent face value.
Q: Should I get my 2004-S Florida Silver Quarter graded?
A: It depends on the condition. If your coin looks flawless with sharp cameo contrast and no visible marks, professional grading by PCGS or NGC could increase its resale value significantly, especially if it grades PR 69 or PR 70. For coins with visible flaws, the grading fee may not be worth it.
